Employee Benefits Consulting in Germany

International companies in Germany face complex requirements when it comes to pension schemes and additional employee benefits. Particularly in highly competitive industries, where attracting and retaining talent is a major challenge, employees expect attractive benefit packages. 

With our tailored employee benefits consulting, you gain a competitive edge in the “war for talent.” Profion also handles the entire administration and communication process – efficiently, in full legal compliance, and bilingually. This strengthens your employer’s brand while sustainably relieving the workload of your HR department.

The Importance of Employee Benefits in the German Labor Market

Attractive benefits such as occupational pension schemes (bAV) are a key factor in recruiting and retaining employees in Germany. They enhance an employer’s competitiveness and help attract and secure skilled professionals in the long term. In this way, companies position themselves successfully in a highly competitive labor market and create a positive work environment that promotes motivation and long-term employee satisfaction.

Typical Challenges for Companies

International companies in Germany often face complex legal requirements and administrative hurdles. Different tax regulations, limited market knowledge, and language barriers make the introduction and ongoing management of benefits programs more difficult. Without local expertise, risks, inefficient processes, and additional workload for HR teams can arise. Professional consulting and comprehensive support are therefore essential to ensure compliance while creating attractive benefits for employees.

Our Solutions and Consulting Services

We develop comprehensive, tailored employee benefits solutions aligned with your company’s objectives while taking industry 
benchmarks into account. 
Regardless of the number of employees you have in Germany, we offer exclusive special conditions and flexible, customized solutions – from one to 50,000 employees.

The pension and insurance products you receive through us:

Retirement provision

In times when the state/statutory pension is no longer sufficient, additional employer-funded retirement benefits are more important than ever.

Occupational disability insurance

Through an employer-sponsored scheme, you can set up comprehensive coverage for your employees with us – without additional medical examinations.

Survivor's benefits

Employees value the additional protection of their own families when the employer, as part of its duty of care, provides supplementary survivors’ coverage.

Accident insurance

In addition to company pension benefits, death and disability cover provides further financial protection for employees and their families against the consequences of serious accidents both at work and in their leisure time. 

Benefit harmonization

We review, assess and consolidate existing, multiple insurance plans into a single unified and modern benefits scheme.

Company health insurance

As a supplementary health benefit taken out by the employer for employees, company health insurance provides additional cover alongside statutory health insurance or offers support for employees with private health insurance.

Our focus is on retirement plans, disability and survivor benefits, accident insurance, and additional occupational health insurance. Thanks to our own support fund, Euro-BetriebsPensionsFonds e.V. (EPF), employers remain flexible, independent, and balance-sheet neutral. 

We handle the entire administration and communication process – in both German and English. This reduces the workload for HR departments, minimizes administrative effort, and ensures that benefit solutions are implemented in a legally compliant, efficient, and employee-friendly way.

If benefit schemes or structures already exist, we support you with analysis, evaluation, and harmonization. We help modernize existing concepts, ensure legal compliance, and integrate them into a unified, future-proof benefits system – even for smaller employee groups or following M&A processes.

In summary, Profion offers:

  • Tailored benefits solutions aligned with employer objectives and industry benchmarks.
  • Exclusive conditions and flexible models for companies
    of any size.
  • Our own support fund for flexible, independent, and
    balance-sheet-neutral solutions.
  • Full administration and bilingual communication to relieve
    HR teams.

Why we are the right partner?
Because we offer exactly what international companies in Germany need most:

  • Many years of experience with the requirements of international companies, especially in the IT, tech, and pharmaceutical sectors
  • High-performance benefits for teams of any size (from just one employee)
  • All legal entity types are welcome, e.g., GmbH, Ltd., DAC, S.à r.l., B.V.
  • Communication in German and English

FAQ

In principle, Profion can support all industries. Employee benefits are particularly common in sectors with strong competition for talent, such as technology (including AI), biotechnology / life sciences, pharmaceuticals, finance, consulting, law firms, media / telecommunications, automotive, chemicals, retail (luxury goods), and energy.

This depends on several factors: your industry, company size, strategic goals – and, above all, who you are competing with for talent.
We analyze your situation individually and develop a benefits concept that specifically strengthens your employer attractiveness.

A bAV can be worthwhile from the very first employee. You benefit from attractive conditions, tax advantages, and stronger employee retention – regardless of company size.

Your path to customized benefits solutions

Would you like to introduce modern employee benefits or optimize existing solutions? We support you in developing a tailored concept.
We are happy to address your questions personally! Schedule a non-binding initial consultation with our experts and find out how you can future-proof your benefits strategy.